Credit FAQs

Bad Credit Auto Financing F.A.Q

There are a lot of places that say they have bad credit or no credit financing but are really just in it to make a quick buck.  At Crazy Auto Loans we’re in it with you for the long haul and want to see you happy with your new car loan.  With all the double talk from other supposed “guaranteed car loan,” places it’s hard to keep the facts straight.


• Can I get an auto loan even if you’ve declared bankruptcy?  

Crazy Auto Loans can help you get a car loan even if you have filed for bankruptcy.   If it hasn’t been fully discharged you may need an authorization to incur debt from a bankruptcy trustee first.


• Can I get a loan even if I’ve had a vehicle repossessed?

We can help you qualify for a bad credit auto loan even if you’ve had a car repossessed. 


• Don’t I need a huge upfront payment?

If a large upfront payment is sprung on you at the last minute it could be a sign that you aren’t at a reputable dealer.  Crazy Auto Loans won’t slam you with a unreasonably huge down payment along with your auto loan. 


• Can I get a loan even if I haven’t had any credit before?

It doesn’t matter if you have no credit or bad credit we can help you get a car loan at a rate you can afford.


• Can I be self-employed and qualify for an auto loan?

Self-employed applicants may qualify for an auto loan if they meet the established credit criteria. Please note that we may require verification of income before finalizing our credit decision.


• Does applying for a car loan impact my credit score?

Yes. As part of the application process, Crazy Auto Loans makes an inquiry to one of the three major credit bureaus to review your credit report. Each inquiry appears on your credit report and may affect your credit score. You may contact any of the three major credit reporting agencies — Experian, Equifax or TransUnion — and get a copy of your credit bureau report at any time.


The bottom line is that Crazy Auto Loans wants to see you in the lifestyle you’ve worked hard to achieve and if getting a car with a bad credit car loan is what it takes then we’re happy to help.  The Crazy Auto Loans Auto Financing will help you get a guaranteed car loan that you will drive off happy with.